About the project
FinPotik is a free set of financial calculators for personal budget planning.
The project was built with one goal: to make financial calculations simple and accessible for everyone - no registration, no ads, no unnecessary complexity.
What the calculators can do
- Deposits - interest with compound growth, capitalization frequency, and monthly top-ups. Interest accrues on the actual days of each month, the way banks do it ✓
- Government bonds - returns on Ukrainian domestic government bonds: what you put in, the coupon payments, and the yield to maturity (YTM) ✓
- Investments - capital growth in three modes: capital goal, passive income (FIRE), and forecast ✓
- Pension - how long your capital lasts under monthly withdrawals, or how much you need to save, accounting for return rate and inflation ✓
- Loans & mortgages - monthly payment, overpayment, the true rate (APR) including fees, annuity or classic schedule ✓
In every calculation
- Payout schedules - a table of dates and amounts: monthly for deposits, monthly or yearly for loans, per coupon for bonds, yearly for investments and pension
- Real value - wherever it applies, the nominal result comes with the same sum in today's money, adjusted for inflation
- Currencies - hryvnia, euro, dollar, or any other
- A link to your calculation - the "Share" button packs every input into the page address. Your calculation also comes back on its own when you return to the site
Privacy
All calculations are performed directly in your browser, and nothing you enter is sent to a server. Visit statistics are collected only with your permission. See the Privacy Policy for details.